Is Driving Without Insurance A Criminal Offense?

How long do police have to prosecute for no insurance?

six monthsThe police have six months from the date of the alleged motoring offence to issue a fixed penalty notice.

Initially, they have 14 days to serve a notice of intended prosecution (NIP) to the registered keeper of the vehicle involved..

What is the maximum fine for driving without insurance?

Fines. The maximum fine that can currently be levied if you’re caught driving without insurance is £5,000 and the minimum fine has just gone up to £300, from £200. You receive what’s called a ‘Fixed Penalty Notice’.

Do you get criminal record for driving without insurance?

Will I get a criminal record for driving without insurance? Driving without insurance is not an imprisonable offence in itself, so a conviction will not appear on a criminal record.

What happens if your caught without insurance?

Penalty points and driving bans Failing to have car insurance can result in six to eight penalty points on your driving licence. These points stay on your driving record for 4 years. You can be disqualified from driving if you have 12 or more penalty points within three years.

Can you press charges against an uninsured driver?

If you don’t have uninsured motorist coverage on your own insurance policy, you cannot make a claim or recover damages against an uninsured driver. … In other words, it might sue the other driver or make a claim against their insurance company (if they had some insurance, but not enough).

What happens if someone is driving your car without insurance?

In most cases, your insurance will cover a licensed driver who uses your car with your permission. … If you let someone drive your car without adding them to your insurance and they have an accident, your insurance company will determine if that driver was a permissive driver or an occasional driver.